Buying a home in France

Buying a home in France is a big decision. Nykredit will help you make that decision and guide you in the right direction.

We know the French housing market

Nykredit offers our customers mortgage loans for buying property in France, primarily along the Mediterranean coast.

Our long-standing presence in France and representative office in Cannes have given us extensive knowledge of the French housing market. We have built a broad network of estate agents, attorneys and local advisers to be able to offer the best possible customer experience.

Terms for loans in France

Nykredit International offers our customers bond loans in euro to be settled as annuities with an optional initial interest-only period of up to ten years. 

All loans are funded by bonds trading on Nasdaq Copenhagen and commonly used in connection with mortgage loans in Denmark. 

Buying a new home

Borrow up to 80% of the property value.

Mortgage equity withdrawal

Borrow up to 80% of the property value.

Minimum loan amount

EUR 100,000; Outside of Nykredit’s primary geographical business areas, the minimum loan amount is EUR 500,000.

Loan term

Loan terms of up to 30 years.

Read more about loans for buying a home abroad

Credit assessment

We base our lending on your creditworthiness, which is defined as your ability and intention to honour agreements with and financial commitments to Nykredit. Creditworthiness is determined by financial strength, including the stability of future earnings, capital and liquidity and the resilience to external factors.

Read more about our credit assessment