Buying a home in France

Buying a home in France is a big decision. Nykredit will help you make that decision and guide you in the right direction.

We know the French housing market

Nykredit offers our customers mortgage loans for buying property in France, primarily along the Mediterranean coast.

Our long-standing presence in France and representative office in Cannes have given us extensive knowledge of the French housing market. We have built a broad network of estate agents, attorneys and local advisers to be able to offer the best possible customer experience.

Need some help?

Nykredit advisers are ready to answer all of your questions if you have any doubts regarding where to start your search for a property in France or Spain, or want to know more about mortgaging with Nykredit. Fill out your contact information by clicking on button below and we will contact you to answer your questions.

Terms for loans in France

Nykredit International offers our customers bond loans in euro to be settled as annuities with an optional initial interest-only period of up to ten years. 

All loans are funded by bonds trading on Nasdaq Copenhagen and commonly used in connection with mortgage loans in Denmark. 

Buying a new home

Borrow up to 80% of the property value.

Mortgage equity withdrawal

Borrow up to 80% of the property value.

Minimum loan amount

EUR 100,000; Outside of Nykredit’s primary geographical business areas, the minimum loan amount is EUR 500,000.

Loan term

Loan terms of up to 30 years.

Read more about loans for buying a home abroad

Apply for a loan today

Download a loan application, fill out required info, and return it by email. Further information is stated on the form. When we receive your application, one of our advisers will contact you to process your application. Call +45 44 55 15 35 Monday to Friday 9-16 GMT+1 if you need guidance.

Credit assessment

We base our lending on your creditworthiness, which is defined as your ability and intention to honour agreements with and financial commitments to Nykredit. Creditworthiness is determined by financial strength, including the stability of future earnings, capital and liquidity and the resilience to external factors.

Read more about our credit assessment