Buying a home in Spain

Buying a home in Spain is a big decision. Nykredit will help you make that decision and guide you in the right direction.

We know the Spanish housing market

Nykredit offers our customers mortgage loans for buying property in the urban areas along the Mediterranean coast of Spain and up to 15 km inland and in Mallorca. We have representative offices in Palma and Marbella and extensive knowledge of the Spanish housing market.

We have built a broad network of estate agents, attorneys and local advisers, and together, we can offer you the best solution possible in the market.

Spanish loan terms

Nykredit International offers our customers bond loans in euro to be settled as annuities with an optional initial interest-only period of up to ten years. 

All loans are funded by bonds trading on Nasdaq Copenhagen and commonly used in connection with mortgage loans in Denmark. 

Buying a new home Borrow up to 70% of the property value. Customers who choose to do a large part of their banking with Nykredit may borrow up to 80% of the property value.
Mortgage equity withdrawal and refinancing Borrow up to 60% of the property value.
Minimum loan amount EUR 100,000; Outside of Nykredit’s primary geographical business areas, the minimum loan amount is EUR 500,000.
Loan term Loan terms of up to 30 years.

Read more about loans for buying a home abroad