Buying a home in Spain

Since 2004, Nykredit has been present in Spain and provided mortgage loans to Danes and Scandinavians. Through the years we have gained throughout knowledge about the Spanish market. In Nykredit, we know that bying a home in Spain is a big decision, but rest assured, Nykredit will help you through the mortgage process and guide you in the right direction.

We know the Spanish housing market

Nykredit offers our customers mortgage loans for buying property in the urban areas along the Mediterranean coast of Spain and up to 15 km inland and in Mallorca. We have representative offices in Palma and Marbella and extensive knowledge of the Spanish housing market.

We have built a broad network of estate agents, attorneys and local advisers, and together, we can offer you the best solution possible in the market.

Need some help?

Nykredit advisers are ready to answer all of your questions if you have any doubts regarding where to start your search for a property in France or Spain, or want to know more about mortgaging with Nykredit. Fill out your contact information by clicking on button below and we will contact you to answer your questions.

Spanish loan terms

Nykredit International offers our customers bond loans in euro to be settled as annuities with an optional initial interest-only period of up to ten years. 

All loans are funded by bonds trading on Nasdaq Copenhagen and commonly used in connection with mortgage loans in Denmark. 

Buying a new home Borrow up to 70% of the property value. Customers who choose to do a large part of their banking with Nykredit may borrow up to 80% of the property value.
Mortgage equity withdrawal and refinancing Borrow up to 60% of the property value.
Minimum loan amount EUR 100,000; Outside of Nykredit’s primary geographical business areas, the minimum loan amount is EUR 500,000.
Loan term Loan terms of up to 30 years.

Read more about loans for buying a home abroad

Apply for a loan today

Download a loan application, fill out required info, and return it by email. Further information is stated on the form. When we receive your application, one of our advisers will contact you to process your application. Call +45 44 55 15 35 Monday to Friday 9-16 GMT+1 if you need guidance.