What we offer

Learn more about what we have to offer and get an indication of the costs of financing a home abroad.

The costs of financing a home abroad

In the price list below, you can see the costs of raising a Nykredit loan secured by mortgage on property situated abroad. Costs and charges may vary from country to country.

Need some help?

Nykredit advisers are ready to answer all of your questions if you have any doubts regarding where to start your search for a property in France or Spain, or want to know more about mortgaging with Nykredit. Fill out your contact information by clicking on button below and we will contact you to answer your questions.

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Loan and terms

A floating-rate loan is a good solution when you need to finance your home abroad, as this will offer you the lowest possible mortgage payments. As the loan is based on the low short-term European interest rate, 3-month Euribor, your mortgage payments will be as low as possible. With a floating-rate loan, your mortgage payments will vary – they may rise and fall during the loan term. We offer a loan term of up to 30 years with an optional initial 10-year interest-only period.

Read more about loans for a home abroad

Apply for a loan today

Download a loan application, fill out required info, and return it by email. Further information is stated on the form. When we receive your application, one of our advisers will contact you to process your application. Call +45 44 55 15 35 Monday to Friday 9-16 GMT+1 if you need guidance.

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Facts on the Danish mortgage system

When you mortgage with Nykredit in France and Spain, you obtain a Danish mortgage loan. The Danish mortgage system is world-renowed for its security, but why is that?
Clicks to read more about the main principles of the Danish mortgage system. 

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When starting a loan process certain proof of identity and information is needed

Nykredit is required to account for our customer relationships. This means that we must get to know you better as a customer, when you are moving or are already living abroad.

Stricter requirements apply to proof of identity and documentation when moving abroad. In order to meet current legislation, we must be able to account for our customer relationships. We will therefore ask you to fill in forms and provide information when you are moving out of the country.

Read more here.

The following documents is necessary to become a customer in Nykredit:

Consent form

Contact agreement

Tax return filing abroad