Lån til fritidsbolig

Her kan du få en vejledende beregning på, hvor meget et lån til sommerhus koster. Så kan du se, hvordan lånet passer sammen med din økonomi.

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{{ltvValues.bankLoan.pct}}%Lån i pengeinstituttet {{ltvValues.bankLoan.value | currency:"kr.":0}}

{{ltvValues.mortageLoan.pct}}%Realkreditlån {{ltvValues.mortageLoan.value | currency:"kr.":0}}

Realkreditlån

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Lånet tilbydes mod pant i fast ejendom. I beregningerne indgår ikke omkostninger til obligatorisk brandforsikring. Der er fortrydelsesret på banklånet.

KundeKroner
Vær opmærksom på, at der i beregningen ikke indgår KundeKroner. KundeKroner er en fordelsmodel, der giver dig rabat på det beløb, du betaler for dit private realkreditlån i Totalkredit. Rabatten bliver automatisk trukket fra din bidragsbetaling hvert kvartal. Læs mere om KundeKroner

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Detaljer om lånet

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{{loan.MortgageLoan.KeyIndicators.PaymentGrossMonthly.name}}
{{loan.MortgageLoan.KeyIndicators.PaymentGrossMonthly.value | currency:"kr.":0}}
{{loan.BankLoan.KeyIndicators.PaymentGrossMonthly.value | currency:"kr.":0}}
{{loan.MortgageLoan.KeyIndicators.PaymentNetMonthly.name}}
{{loan.MortgageLoan.KeyIndicators.PaymentNetMonthly.value | currency:"kr.":0}}
{{loan.BankLoan.KeyIndicators.PaymentNetMonthly.value | currency:"kr.":0}}
{{loan.MortgageLoan.KeyIndicators.PaymentGrossAfterInterestOnlyMonthly.name}}
{{loan.MortgageLoan.KeyIndicators.PaymentGrossAfterInterestOnlyMonthly.value | currency:"kr.":0}}
{{loan.BankLoan.KeyIndicators.PaymentGrossAfterInterestOnlyMonthly.value | currency:"kr.":0}}
{{loan.MortgageLoan.KeyIndicators.PaymentNetAfterInterestOnlyMonthly.name}}
{{loan.MortgageLoan.KeyIndicators.PaymentNetAfterInterestOnlyMonthly.value | currency:"kr.":0}}
{{loan.BankLoan.KeyIndicators.PaymentNetAfterInterestOnlyMonthly.value | currency:"kr.":0}}
{{loan.MortgageLoan.KeyIndicators.DebtReductionMonthly.name}}
{{loan.MortgageLoan.KeyIndicators.DebtReductionMonthly.value | currency:"kr.":0}}
{{loan.BankLoan.KeyIndicators.DebtReductionMonthly.value | currency:"kr.":0}}
{{loan.MortgageLoan.KeyIndicators.InnerInterestGross.name}}
{{loan.MortgageLoan.KeyIndicators.InnerInterestGross.value | number:2}} %
{{loan.BankLoan.KeyIndicators.InnerInterestGross.value | number:2}} %
{{loan.MortgageLoan.KeyIndicators.ComissionPercentage.name}}
{{loan.MortgageLoan.KeyIndicators.ComissionPercentage.value | number:2}} %
{{loan.MortgageLoan.KeyIndicators.EffectiveInterestGross.name}}
{{loan.MortgageLoan.KeyIndicators.EffectiveInterestGross.value | number:2}} %
{{loan.BankLoan.KeyIndicators.EffectiveInterestGross.value | number:2}} %
{{loan.MortgageLoan.KeyIndicators.LoanType.name}}
{{loan.MortgageLoan.KeyIndicators.LoanType.value}}
{{loan.BankLoan.KeyIndicators.LoanType.value}}
{{loan.MortgageLoan.KeyIndicators.RefinancingPeriod.name}}
{{loan.MortgageLoan.KeyIndicators.RefinancingPeriod.value}}
{{loan.MortgageLoan.KeyIndicators.RateAdjustment.name}}
{{loan.MortgageLoan.KeyIndicators.RateAdjustment.value}}
{{loan.MortgageLoan.KeyIndicators.TenureLengthYears.name}}
{{loan.MortgageLoan.KeyIndicators.TenureLengthYears.value}}
{{loan.BankLoan.KeyIndicators.TenureLengthYears.value}}
{{loan.MortgageLoan.KeyIndicators.InterestOnlyPeriod.name}}
{{loan.MortgageLoan.KeyIndicators.InterestOnlyPeriod.value}}
{{loan.BankLoan.KeyIndicators.InterestOnlyPeriod.value}}
{{loan.MortgageLoan.KeyIndicators.TenureLengthTerms.name}}
{{loan.MortgageLoan.KeyIndicators.TenureLengthTerms.value}}
{{loan.BankLoan.KeyIndicators.TenureLengthTerms.value}}
{{loan.MortgageLoan.KeyIndicators.BondPrice.name}}
{{loan.MortgageLoan.KeyIndicators.BondPrice.value | number:2}}
{{loan.BankLoan.KeyIndicators.BondPrice.value}}
{{loan.MortgageLoan.KeyIndicators.OutstandingDebt.name}}
{{loan.MortgageLoan.KeyIndicators.OutstandingDebt.value | currency:"kr.":0}}
{{loan.BankLoan.KeyIndicators.OutstandingDebt.value | currency:"kr.":0}}
{{loan.MortgageLoan.KeyIndicators.TotalInterestSum.name}}
{{loan.MortgageLoan.KeyIndicators.TotalInterestSum.value | currency:"kr.":0}}
{{loan.BankLoan.KeyIndicators.TotalInterestSum.value | currency:"kr.":0}}
{{loan.MortgageLoan.KeyIndicators.TotalLoanSum.name}}
{{loan.MortgageLoan.KeyIndicators.TotalLoanSum.value | currency:"kr.":0}}
{{loan.BankLoan.KeyIndicators.TotalLoanSum.value | currency:"kr.":0}}
{{loan.MortgageLoan.KeyIndicators.Brand.name}}
{{loan.MortgageLoan.KeyIndicators.Brand.value}}
{{loan.BankLoan.KeyIndicators.Brand.value}}

Omkostninger ved optagelse

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{{loan.BankLoan.Title}}
{{loan.MortgageLoan.Costs.LoanFee.name}}
{{loan.MortgageLoan.Costs.LoanFee.value | currency:"kr.":0}}
{{loan.BankLoan.Costs.LoanFee.value | currency:"kr.":0}}
{{loan.Costs.CaseHandlingFee.name}}
{{loan.Costs.CaseHandlingFee.value | currency:"kr.":0}}
{{loan.MortgageLoan.Costs.SumKurtage.name}}
{{loan.MortgageLoan.Costs.SumKurtage.value | currency:"kr.":0}}
{{loan.BankLoan.Costs.SumKurtage.value}}
{{loan.MortgageLoan.Costs.SelfServiceDiscount.name}}
{{loan.MortgageLoan.Costs.SelfServiceDiscount.value ? "-" : ""}}{{loan.MortgageLoan.Costs.SelfServiceDiscount.value | currency:"kr.":0}}
{{loan.BankLoan.Costs.SelfServiceDiscount.value ? "-" : ""}}{{loan.BankLoan.Costs.SelfServiceDiscount.value | currency:"kr.":0}}
{{loan.MortgageLoan.Costs.BondReductionOnPayout.name}}
{{loan.MortgageLoan.Costs.BondReductionOnPayout.value | currency:"kr.":0}}
{{loan.MortgageLoan.Costs.RegistrationFee.name}}
{{loan.MortgageLoan.Costs.RegistrationFee.value | currency:"kr.":0}}
{{loan.BankLoan.Costs.RegistrationFee.value | currency:"kr.":0}}
{{loan.MortgageLoan.Costs.TotalLoanSumFee.name}}
{{loan.MortgageLoan.Costs.TotalLoanSumFee.value | currency:"kr.":0}}
{{loan.BankLoan.Costs.TotalLoanSumFee.value | currency:"kr.":0}}
År
Ydelse før skat
Ydelse efter skat
Rente
Bidrag
Afdrag
Restgæld
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{{Ammortization.Commision | currency:"kr.":0}}
{{Ammortization.DebtReduction | currency:"kr.":0}}
{{Ammortization.OutstandingDebt | currency:"kr.":0}}
År
Ydelse før skat
Ydelse efter skat
Rente
Afdrag
Restgæld
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{{Ammortization.PaymentGross | currency:"kr.":0}}
{{Ammortization.PaymentNet | currency:"kr.":0}}
{{Ammortization.Interest | currency:"kr.":0}}
{{Ammortization.DebtReduction | currency:"kr.":0}}
{{Ammortization.OutstandingDebt | currency:"kr.":0}}
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Ydelse før skat
{{Ammortization.PaymentGross | currency:"kr.":0}}
Ydelse efter skat
{{Ammortization.PaymentNet | currency:"kr.":0}}
Rente
{{Ammortization.Interest | currency:"kr.":0}}
Bidrag
{{Ammortization.Commision | currency:"kr.":0}}
Afdrag
{{Ammortization.DebtReduction | currency:"kr.":0}}
Restgæld
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Ydelse før skat
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Ydelse efter skat
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Rente
{{Ammortization.Interest | currency:"kr.":0}}
Afdrag
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Restgæld
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Finansiering af sommerhus

Find inspiration til, hvilket lån du skal vælge, når du køber sommerhus:

Sådan kan du låne til køb af sommerhus

Kom godt videre

Køb en kolonihave

Skal du vælge mellem at købe kolonihave eller sommerhus, skal du være opmærksom på, at der er flere forskelle mellem de to slags fritidshuse, end man måske lige skulle tro.
Læs om køb af kolonihave

Køb et sommerhus

Når de første solstråler titter frem i foråret, og vejret bliver lunere, begynder mange at drømme om sommerhus og om fredfyldte dage med familien i sommerlandet.
Læs om køb af sommerhus

Hus- og fritidshusforsikring

Dækker både dit hus, dit fritidshus og dit kolonihavehus ved fx. brand, storm og indbrud.
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